What Data We Collect and Why
When you open an account with gemarwin, we collect the information you provide: your name, email address, phone number, and the payment method you choose — whether that is DANA, OVO, GoPay, or QRIS. We also record transaction timestamps and deposit amounts so our finance team
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can verify and reconcile your wallet activity accurately. Device identifiers and session logs are retained for security monitoring and fraud prevention, not for advertising profiling. We do not sell your data to third parties under any circumstances. Retention periods for financial transaction records depend on local
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law, and we comply with applicable Indonesian data protection requirements. You may contact our team to request a full copy of your stored data.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.